Title insurance applies the principles of insurance to the risks that are present in all real estate transactions.

So, what does title insurance protect against?
To name a few:

• Mistakes in recording of legal documents
• Forged deeds, releases or wills
• Undisclosed or missing heirs, including spouses
• Deeds by persons of unsound mind
• Deeds by minors
• Deeds executed under invalid or expired power of attorney
• Liens for unpaid taxes
• Fraud

Title insurance when you refinance
When you obtain a mortgage, the property you purchased is pledged as security for the loan. To protect against risk, the lender requires assurance that the title to the property is clear, and this is done through a loan policy of title insurance.

Title insurance when you purchase
An owner's policy of title insurance is a contract that protects you according to the contract terms, against loss or damage due to title defects.

Read about the services we offer to consumers looking to sell their home.